Banking
Core banking, branch operations, lending, deposits, CSR & NRB compliance — production-grade for commercial & finance companies.
Explore moduleBuilt for Banking Insurance Fintech Healthcare Retail Manufacturing
Tailored, scalable, secure software for every department of every regulated business. One login, one audit trail, one source of truth — instead of stitching together five vendor systems and reconciling spreadsheets between them.
Mudrium is a multi-tenant SaaS platform that delivers industry-specific software modules on a single secure, compliant, and API-first foundation. Instead of buying separate systems for banking, insurance, healthcare, retail, and manufacturing, organisations run their entire operations on Mudrium — with shared identity, analytics, audit trails, and security across every business line.
Every Mudrium module ships with the compliance, reporting, and operational defaults of its target industry — not a generic ERP retrofitted.
Core banking, branch operations, lending, deposits, CSR & NRB compliance — production-grade for commercial & finance companies.
Explore modulePolicy lifecycle, automated claim adjudication, underwriting workflows, agent commission, and IRDA-ready reporting.
Get early accessDigital wallets, KYC, payment switches, merchant onboarding, and ledger services with real-time reconciliation.
Shape the roadmapElectronic patient records, billing, telehealth, lab integration, and HIPAA-aligned access controls.
Join the waitlistPOS, inventory, omnichannel commerce, loyalty, and supplier portals — from single-store to nationwide chains.
Notify me at launchProduction planning, supply chain, quality control, equipment OEE, and lot-level traceability for compliance audits.
Pre-register interestMudrium ships as discrete modules, each tailored for commercial banks, development banks, finance companies, co-operatives, and micro-finance institutions. Switch between modules below — CSR is live today; more are on the way.
Eight capabilities shipping in production for every NRB-licensed institution managing CSR funds, allocations, approvals, and audit reporting.
Create the annual CSR pool from the 1% statutory allocation, previous-year surplus, and marketing budget — all under NRB Directive 6/080.
Drill from province → branch → branch×sector with hard caps at every level. Province × sector ceilings enforced automatically.
One-click CSV (Excel) and PDF reports of allocated, spent, remaining and utilisation %, at every allocation level — ready for the auditor.
Multi-step workflows with role-based approvers, e-signatures, senior-override audit, and BS/AD timestamps captured on every action.
Internal Memorandum PDFs in the canonical NRB-aligned format — letterhead, meta block, body, and 3+2 signature grid — drawn live from the approval chain.
Live dashboard for ≥10% per province, ≤5% on any program, ≥60% spend in FY, H1/H2 plan submissions, annual audit, and beneficiary proof.
Draft → submit → approve → execute → close-out with up to 3 before / 3 after photos, NRB directive citations, and a variance-justification audit trail.
BS ↔ AD dual date picker, Nepal fiscal year (Shrawan 1) boundaries, BS calendar settings — wired into every memo, report, and timestamp.
Platform layer
Wrapped around every module: multi-tenant SaaS with per-tenant logo & branding (uploaded once, surfaced on every memo, sidebar and PDF), Pundit RBAC + JWT auth + MFA, tamper-evident audit logs on every privileged action, an API-first Rails backend with Sidekiq job queues, ActiveStorage on S3 for files, and a Next.js + React frontend that ships as either a server app or a fully static export.
Customers, deposits, credit, recovery, treasury, CSR, HRM, procurement — every module sits on one platform with one login, one audit trail, one source of truth. No more reconciling spreadsheets between five vendor systems.
Multi-tenant SaaS pricing, not a custom-build invoice. Predictable monthly subscription — no NPR 50L+ upfront licence fees, no consultant army. Mid-tier banks and finance companies typically see ROI inside the first year.
Every module ships with the regulations and workflows of its industry baked in. NRB-aligned CSR for banks, HIPAA-ready records for healthcare, lot-traceability for manufacturing — no third-party consultant required to make it fit.
SaaS means no infrastructure provisioning and no procurement cycle. A typical deployment goes live in 6–12 weeks — discovery, configuration, parallel run, cut-over. Compare with the 18-month median for traditional on-prem ERPs.
We sit with your team to map current workflows, data, integrations, and regulatory obligations. Output: a fixed-scope rollout plan in 10 working days.
Mudrium modules are configured (not custom-coded), legacy data is migrated, and pre-built connectors plug into your existing CRM, payment switch, and reporting portals.
Run Mudrium alongside the legacy system, reconcile transaction-by-transaction, train staff, and cut over once parity is verified. White-glove support for 30 days post-launch.
Moving from spreadsheets and three disconnected tools to one platform with one audit trail changed how our team operates. The compliance reports we used to dread now build themselves.
Customer story · coming soon
Operations Lead · Commercial Bank
We expected a six-month rollout. We were live across every branch in nine weeks, with parallel runs reconciled to the last paisa. Support treats every ticket like it's their own production.
Customer story · coming soon
CTO · Finance Company
What sold us wasn't the feature list — it was that the platform already knew how the regulator wanted things filed. No half-year requirements gathering, no consultant interpreters.
Customer story · coming soon
Head of Digital · IT & Fintech
Everything decision-makers ask before requesting a demo.
Mudrium is one platform delivering tailored, secure software across numerous industries — banking and finance, insurance, fintech, healthcare, retail, and manufacturing. Every module is industry-specific by design: NRB-aligned workflows for banks and finance companies, claim adjudication for insurers, lot-traceability for manufacturing, patient records for healthcare, omnichannel commerce for retail, and digital wallets + KYC for fintech.
Built in Nepal on a multi-tenant SaaS foundation, every customer gets one login, one audit trail, and one source of truth — instead of stitching together five separate vendor systems and reconciling spreadsheets between them. Industry-specific customization is the default, not a paid add-on.
Six main industries today: banking & finance, insurance, fintech, healthcare, retail, and manufacturing — each served by industry-specific modules with the relevant regulations, KPIs, and workflows pre-built. Within banking, the deepest coverage spans the five NRB-regulated tiers in Nepal: commercial banks, development banks, finance companies, co-operatives, and micro-finance institutions.
The HRMS module is built for every business size — from regional banks down to two-person studios. Free for life for companies with 10 or fewer employees, so a small agency, startup, or family business can run payroll, attendance, and leave on the same platform that powers a regional bank.
Yes — really free, forever, for any company with 10 or fewer employees. You get the full HRMS module: employee records, attendance, leaves, payroll, payslips, tax computation, and the standard reports. No credit card to start, no usage limits, no 30-day timer that flips into a paywall.
The reasoning is simple — every startup, agency, and family business in Nepal should have HR running on real software instead of WhatsApp groups and spreadsheets. The day you cross 11 employees, you move onto the standard per-employee tier and every record you've already built carries forward without re-implementation.
The catch, honestly: we hope you'll grow into a paying customer one day — and tell your friends about us in the meantime.
A typical single-industry deployment goes live in 6–12 weeks: ~2 weeks discovery + data mapping, 4–8 weeks configuration + integration, 2 weeks UAT + parallel run. Multi-module enterprise rollouts run 4–6 months. Because Mudrium is multi-tenant SaaS, there's no infrastructure provisioning lag — the platform is ready on day one and the timeline is entirely configuration and data migration.
Both. Standard onboarding is remote — live sessions for each module, role-based playbooks, and recorded walkthroughs your staff can replay anytime.
For multi-branch banks and finance companies, we send a solutions engineer on-site for branch rollouts: typically one to two days at head office for super-users, then floating between regional branches during the parallel-run weeks. On-site training is included in the implementation package for tenants with 5+ branches; for smaller deployments it's available as an add-on at a fixed per-day rate — never on open-ended retainer.
Pricing is case-by-case, module-by-module. Every module is priced on the number of users who actually log in to it — a finance team of 8 on Payroll is priced differently from a credit team of 40 on Loan Accounts, even inside the same tenant. No flat platform fee, no fixed seat count to over-buy, no upfront licence to capitalise.
Across the catalogue, our per-module rates typically run 20–60% below comparable local-market alternatives for the same feature depth and compliance coverage. Mid-tier banks and finance companies usually see ROI inside the first year.
Request a demo and we'll return a tailored quote — module-by-module, head-by-head — within one business day.
Three channels: an in-app help widget, email at [email protected], and a phone hotline on Nepal business hours (Sun–Fri, 9 AM – 6 PM NPT). For production-impacting issues — authentication down, payments failing, a regulatory report broken — you reach a paged on-call engineer 24/7.
Standard response SLAs: P1 (production down) < 30 min, P2 (degraded) < 2 hrs, P3 (questions / cosmetic) within 1 business day.
Conversations in English or Nepali — your choice, your staff's comfort. Every ticket lives in the same support tracker you can see inside the app, so nothing falls through email.
A solutions engineer will walk you through the modules relevant to your industry, answer your compliance questions, and show you a working tenant with real workflows. No pitch deck, no fluff.
Mudrium HQ · Kathmandu, Nepal
Email: [email protected]
Phone: +977 9851177326