Made in Nepal · For every industry

One Platform. All Solutions.

Built for Banking Insurance Fintech Healthcare Retail Manufacturing

Tailored, scalable, secure software for every department of every regulated business. One login, one audit trail, one source of truth — instead of stitching together five vendor systems and reconciling spreadsheets between them.

CSR report submitted to NRB
What is Mudrium?

A unified enterprise software platform built for every industry.

Mudrium is a multi-tenant SaaS platform that delivers industry-specific software modules on a single secure, compliant, and API-first foundation. Instead of buying separate systems for banking, insurance, healthcare, retail, and manufacturing, organisations run their entire operations on Mudrium — with shared identity, analytics, audit trails, and security across every business line.

Industries We Serve

Built for the regulations, workflows, and KPIs of your industry.

Every Mudrium module ships with the compliance, reporting, and operational defaults of its target industry — not a generic ERP retrofitted.

Live now

Banking

Core banking, branch operations, lending, deposits, CSR & NRB compliance — production-grade for commercial & finance companies.

Explore module
Q3 · 2026

Insurance

Policy lifecycle, automated claim adjudication, underwriting workflows, agent commission, and IRDA-ready reporting.

Get early access
In design

Fintech

Digital wallets, KYC, payment switches, merchant onboarding, and ledger services with real-time reconciliation.

Shape the roadmap
Q4 · 2026

Healthcare

Electronic patient records, billing, telehealth, lab integration, and HIPAA-aligned access controls.

Join the waitlist
Coming soon

Retail

POS, inventory, omnichannel commerce, loyalty, and supplier portals — from single-store to nationwide chains.

Notify me at launch
On the roadmap

Manufacturing

Production planning, supply chain, quality control, equipment OEE, and lot-level traceability for compliance audits.

Pre-register interest
Modules · Built for Nepal's banking sector

Pick a module to explore.

Mudrium ships as discrete modules, each tailored for commercial banks, development banks, finance companies, co-operatives, and micro-finance institutions. Switch between modules below — CSR is live today; more are on the way.

CSR — NRB Directive 6/080 governance, end-to-end

Eight capabilities shipping in production for every NRB-licensed institution managing CSR funds, allocations, approvals, and audit reporting.

01

NRB-aligned CSR fund

Create the annual CSR pool from the 1% statutory allocation, previous-year surplus, and marketing budget — all under NRB Directive 6/080.

02

3-level allocation matrix

Drill from province → branch → branch×sector with hard caps at every level. Province × sector ceilings enforced automatically.

03

Budget vs actual exports

One-click CSV (Excel) and PDF reports of allocated, spent, remaining and utilisation %, at every allocation level — ready for the auditor.

04

Configurable approval chains

Multi-step workflows with role-based approvers, e-signatures, senior-override audit, and BS/AD timestamps captured on every action.

05

Auto-generated memos

Internal Memorandum PDFs in the canonical NRB-aligned format — letterhead, meta block, body, and 3+2 signature grid — drawn live from the approval chain.

06

NRB compliance score

Live dashboard for ≥10% per province, ≤5% on any program, ≥60% spend in FY, H1/H2 plan submissions, annual audit, and beneficiary proof.

07

Activity lifecycle + photo evidence

Draft → submit → approve → execute → close-out with up to 3 before / 3 after photos, NRB directive citations, and a variance-justification audit trail.

08

Bikram Sambat throughout

BS ↔ AD dual date picker, Nepal fiscal year (Shrawan 1) boundaries, BS calendar settings — wired into every memo, report, and timestamp.

Platform layer

Wrapped around every module: multi-tenant SaaS with per-tenant logo & branding (uploaded once, surfaced on every memo, sidebar and PDF), Pundit RBAC + JWT auth + MFA, tamper-evident audit logs on every privileged action, an API-first Rails backend with Sidekiq job queues, ActiveStorage on S3 for files, and a Next.js + React frontend that ships as either a server app or a fully static export.

Why Mudrium

Four reasons enterprises pick us over generic ERPs.

One stop solution

Customers, deposits, credit, recovery, treasury, CSR, HRM, procurement — every module sits on one platform with one login, one audit trail, one source of truth. No more reconciling spreadsheets between five vendor systems.

Cost efficient and affordable

Multi-tenant SaaS pricing, not a custom-build invoice. Predictable monthly subscription — no NPR 50L+ upfront licence fees, no consultant army. Mid-tier banks and finance companies typically see ROI inside the first year.

Industry-specific customization

Every module ships with the regulations and workflows of its industry baked in. NRB-aligned CSR for banks, HIPAA-ready records for healthcare, lot-traceability for manufacturing — no third-party consultant required to make it fit.

Live in weeks, not years

SaaS means no infrastructure provisioning and no procurement cycle. A typical deployment goes live in 6–12 weeks — discovery, configuration, parallel run, cut-over. Compare with the 18-month median for traditional on-prem ERPs.

How it works

Three steps from discovery to go-live.

1

Discover & map

We sit with your team to map current workflows, data, integrations, and regulatory obligations. Output: a fixed-scope rollout plan in 10 working days.

2

Configure & integrate

Mudrium modules are configured (not custom-coded), legacy data is migrated, and pre-built connectors plug into your existing CRM, payment switch, and reporting portals.

3

Parallel run & go-live

Run Mudrium alongside the legacy system, reconcile transaction-by-transaction, train staff, and cut over once parity is verified. White-glove support for 30 days post-launch.

Customers

Trusted by leaders in Finance, IT, and beyond.

Moving from spreadsheets and three disconnected tools to one platform with one audit trail changed how our team operates. The compliance reports we used to dread now build themselves.

Customer story · coming soon

Operations Lead · Commercial Bank

We expected a six-month rollout. We were live across every branch in nine weeks, with parallel runs reconciled to the last paisa. Support treats every ticket like it's their own production.

Customer story · coming soon

CTO · Finance Company

What sold us wasn't the feature list — it was that the platform already knew how the regulator wanted things filed. No half-year requirements gathering, no consultant interpreters.

Customer story · coming soon

Head of Digital · IT & Fintech

FAQ

Frequently asked questions

Everything decision-makers ask before requesting a demo.

What is Mudrium?

Mudrium is one platform delivering tailored, secure software across numerous industries — banking and finance, insurance, fintech, healthcare, retail, and manufacturing. Every module is industry-specific by design: NRB-aligned workflows for banks and finance companies, claim adjudication for insurers, lot-traceability for manufacturing, patient records for healthcare, omnichannel commerce for retail, and digital wallets + KYC for fintech.

Built in Nepal on a multi-tenant SaaS foundation, every customer gets one login, one audit trail, and one source of truth — instead of stitching together five separate vendor systems and reconciling spreadsheets between them. Industry-specific customization is the default, not a paid add-on.

Which industries does Mudrium serve?

Six main industries today: banking & finance, insurance, fintech, healthcare, retail, and manufacturing — each served by industry-specific modules with the relevant regulations, KPIs, and workflows pre-built. Within banking, the deepest coverage spans the five NRB-regulated tiers in Nepal: commercial banks, development banks, finance companies, co-operatives, and micro-finance institutions.

The HRMS module is built for every business size — from regional banks down to two-person studios. Free for life for companies with 10 or fewer employees, so a small agency, startup, or family business can run payroll, attendance, and leave on the same platform that powers a regional bank.

Is the HRMS module really free for life for businesses with 10 or fewer employees? What's the catch?

Yes — really free, forever, for any company with 10 or fewer employees. You get the full HRMS module: employee records, attendance, leaves, payroll, payslips, tax computation, and the standard reports. No credit card to start, no usage limits, no 30-day timer that flips into a paywall.

The reasoning is simple — every startup, agency, and family business in Nepal should have HR running on real software instead of WhatsApp groups and spreadsheets. The day you cross 11 employees, you move onto the standard per-employee tier and every record you've already built carries forward without re-implementation.

The catch, honestly: we hope you'll grow into a paying customer one day — and tell your friends about us in the meantime.

How long does Mudrium take to deploy?

A typical single-industry deployment goes live in 6–12 weeks: ~2 weeks discovery + data mapping, 4–8 weeks configuration + integration, 2 weeks UAT + parallel run. Multi-module enterprise rollouts run 4–6 months. Because Mudrium is multi-tenant SaaS, there's no infrastructure provisioning lag — the platform is ready on day one and the timeline is entirely configuration and data migration.

Do you provide on-site training for our branches, or is it remote-only?

Both. Standard onboarding is remote — live sessions for each module, role-based playbooks, and recorded walkthroughs your staff can replay anytime.

For multi-branch banks and finance companies, we send a solutions engineer on-site for branch rollouts: typically one to two days at head office for super-users, then floating between regional branches during the parallel-run weeks. On-site training is included in the implementation package for tenants with 5+ branches; for smaller deployments it's available as an add-on at a fixed per-day rate — never on open-ended retainer.

How is Mudrium priced?

Pricing is case-by-case, module-by-module. Every module is priced on the number of users who actually log in to it — a finance team of 8 on Payroll is priced differently from a credit team of 40 on Loan Accounts, even inside the same tenant. No flat platform fee, no fixed seat count to over-buy, no upfront licence to capitalise.

Across the catalogue, our per-module rates typically run 20–60% below comparable local-market alternatives for the same feature depth and compliance coverage. Mid-tier banks and finance companies usually see ROI inside the first year.

Request a demo and we'll return a tailored quote — module-by-module, head-by-head — within one business day.

What does support look like — channels, response times, languages?

Three channels: an in-app help widget, email at [email protected], and a phone hotline on Nepal business hours (Sun–Fri, 9 AM – 6 PM NPT). For production-impacting issues — authentication down, payments failing, a regulatory report broken — you reach a paged on-call engineer 24/7.

Standard response SLAs: P1 (production down) < 30 min, P2 (degraded) < 2 hrs, P3 (questions / cosmetic) within 1 business day.

Conversations in English or Nepali — your choice, your staff's comfort. Every ticket lives in the same support tracker you can see inside the app, so nothing falls through email.

Request a demo

See Mudrium for your industry — in 30 minutes.

A solutions engineer will walk you through the modules relevant to your industry, answer your compliance questions, and show you a working tenant with real workflows. No pitch deck, no fluff.

  • 30-minute live demo of your industry modules
  • Tailored pricing quote within 1 business day
  • Free 14-day sandbox tenant for evaluation
  • Migration assessment for your legacy systems

Mudrium HQ · Kathmandu, Nepal

Email: [email protected]

Phone: +977 9851177326

Tell us about your project

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